Complications due to E-Sim and my concerns

I have been using iPhone 11 for a while and have been utilizing its dual sim capabilities, one mobile connection with e-sim and another with physical sim card. However, at times I feel nervy about using e-sim as my primary connection and how it will impact me if my iPhone dies or cannot be accessed due to accidental damage. Following are concerns while using E-sim on any mobile phone

• Accidental damage or Phone software corrupted: If there are incidents where if you had your phone dropped or the software had corrupted midway through a software update, then there is no option to use the mobile number and entire personal banking system gets interrupted. As with introduction of two-factor authentication, there is no option to perform financial transaction without authentication through mobile and there is no alternative option available. 
• Unavailability of temporary E-Sim solution: There are no temporary solution available if the e-sim profile was deleted accidentally or if iPhone was not available for short duration. There should have been a temporary solution to at least make critical banking transactions and important calls during the emergency. 

Hope with the advancement of new technologies and mobile solutions, the above e-sim complications are addressed, and e-sim becomes next big innovation on mobile technology. To read more about technology articles, please feel free to check out “G R Team Sites”